• Loan and Leasing Package - Features

Eligibility

• The Account must be maintained for a minimum period of six months.

Personal Loans

• Net income x 15 (up to a maximum of Rs.3 million)
• Security
• Salary should be remitted to the Bank.
• Guarantors
• Below Rs.0.5 million - no guarantors 
• Above Rs.0.5 million - guarantors or any other acceptable security 
• Repayment period of up to 60 months

Housing Loans

• Interest Rate
• 0.25% less from the applicable rates 
• Eligible for Sevana professional Housing Loan facility

Vehicle Loans

• Un-Registered/Registered
• Tenure - Maximum repayment period 60 months 
• Interest Rate - Exclusive rates applicable for Professional scheme 

Vehicle Leasing

• Un-Registered/Registered
• Tenure - Maximum repayment period 60 months
• Interest Rate- 0.25% less from the prevailing rates applicable for Lease Facilities. 

Value Extras

• 1% additional interest paid towards the Savings Manager Account 
• SampathVishwa Internet Banking Facility & SMS Alertz Service FREE for the first year after registration 
• Credit Card joining fee waived off 
• Professional branded savings passbook and cheque book